NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used
in this notice, mean CB&T. This is our
privacy notice for our customers. When we use the words "you" and "your," we
mean the following types of customers:
• Our consumer customers who have a continuing relationship by purchasing
or holding financial products or services such as a(n):
o Deposit account
o Loan account
o Credit card account
o Safe deposit box
We will tell you the sources of the information we collect about you.
We will tell you what measures we take to secure that information.
We first define some terms.
• Nonpublic personal information means information about you that
we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that
is available from public sources, such as telephone directories or government
records. Hereafter, we will use the term "information" to mean
nonpublic personal information as defined in this section.
• An affiliate is a company we own or control, a company that owns
or controls us, or a company that is owned or controlled by the same company
that owns or controls us. Ownership does not mean complete ownership,
but means owning enough to have control.
• A nonaffiliated third party is a person we do not employ or a company
that is not an affiliate of ours. This is also known as nonaffiliated
third party, or simply, an "other party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.
AUTHORIZED SHARING - JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
•
Information you give us on an applicationor other forms, such as:
o Name
o Address
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.
Types of busineses
We may disclose information pursuant to joint marketing agreements to the following types of businesses:
• Financial service providers, such as:
o Insurance company
Addresses:
CB&T: PO Box 339 5101 5th Avenue Eastman, GA 31023 478-374-4754
Chauncey: PO Box 267 4836 Hwy 341 Chauncey, GA 31011 229-868-6465
Rhine: PO Box 339 390 2nd Street Rhine, GA 31077 229-385-5101
Cochran Bank & Trust: PO Box 610 120 SE 2nd Street Cochran, GA 31014
478-934-4400
Helena-McRae: PO Box 100 107 8th Street Helena, GA 31037 229-868-2983
MEMBER FDIC
