Citizens Bank and Trust Company
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Our commercial account services include the following:

Money Market Commercial
Making the Most of
Your Business' Money

  • $10,000 minimum opening deposit
  • $10,000 minimum balance required to avoid service charge
  • Interest compounded monthly
  • ATM/Debit card available
  • Direct deposit available
  • Dial A Bank 24 hour telephone banking
  • Detailed monthly statement with images of checks and deposits

Commercial Checking
Effectively Managing Your Business

  • Detailed monthly statement with images of checks and deposits
  • Direct deposit available
  • ATM/Debit card available
  • Dial A Bank 24 hour telephone banking
  • Service charge based on account analysis

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NOW Account Non Corporate
The Best for Your Non-Corporate Business

  • $1,500 minimum opening deposit
  • $1,500 minimum balance required
  • Interest compounded monthly
  • Direct deposit available
  • Dial A Bank 24 hour telephone banking
  • Detailed monthly statement with images of checks and deposits
  • ATM/Debit card

Now Account Non Profit
The Smart Way to Do Business!

  • $1,500 minimum opening deposit
  • $1,500 minimum balance required
  • Interest compounded monthly
  • Direct deposit available
  • Dial A Bank 24 hour telephone banking
  • Detailed monthly statement with images of checks and deposits

Super NOW Non Corp.
Taking Care of Business

  • $10,000 minimum opening deposit
  • $10,000 minimum balance required to avoid service charge
  • Interest compounded monthly
  • Direct deposit available
  • Dial A Bank 24 hour telephone banking
  • Detailed monthly statement with images of checks and deposits
  • ATM/Debit card

Super NOW Non Profit
The Wise Way to Do Business

  • $10,000 minimum opening balance
  • $10,000 minimum balance required to avoid service charge
  • Interest compounded monthly
  • Direct deposit available
  • Dial A Bank 24 hour telephone banking
  • Detailed monthly statement with images of checks and deposits
  • ATM/Debit card

Business Loan Services
Cash Flow to Fit Your Business's Needs

Real Estate Loans

  • Farmland
    • Purchase
    • Farm buildings, barns, shops, etc.
    • Capital improvements - irrigation, wells, land clearing, etc.
    • Lines of credit - cattle ranching
  • Business Development
    • Office buildings, stores, retail shops, etc.
    • Investment - undeveloped, residential/rental
    • Timber management

     

  • Special Needs
    • Automobiles - business vehicles
    • Business Lines of Credit for accounts receivable and inventory
    • Letters of credit
    • Business credit cards
    • Specialized equipment
    • Investment
    • Consolidation
    • Specialty Loans -
  • Government guaranteed to start or operate your business
  • FSA Program Loans borrow against your government payments

 

 

 

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